Our Services

We’re all about creating tailored strategies and services. Our tailored strategies are designed to align perfectly with your goals and objectives, ensuring that you receive the personalized attention you deserve. Below, you’ll find an overview of our key areas of focus, aimed at helping you maximize your financial potential.

Retirement Goal Based Planning
Help determine your ideal retirement age and or income
Review of Employer Sponsored Retirement Plan
How Much to Contribute to Your Retirement Account(s)
Roth (After-Tax) vs Traditional (Pre-Tax) Analysis
Retirement Income Distribution Strategies with Tax Focused planning
Required Minimum Distribution (RMD) Planning
Social Security and Medicare Planning strategies
Pension income analysis

Year Around Tax Planning Strategies for DIY Tax Prepares
Review of Annual Tax Return
Strategies to maximizing income based on current and future tax policy
Analysis of Tax Withholding (W4), where applicable
Review tax deduction/credit opportunities
Tax Bracket Management

Specialized Areas Of Planning

Special Needs Planning

At MCC Wealth, we understand the unique challenges faced by families with special needs dependents. We help our clients navigate a wide range of planning issues: Special Needs Trust, Able Accounts, Cash Flow Management, Transfer of Wealth, and Maximizing Gov't Assistance

Inheritance Planning

Inheriting funds from a loved one is not just a financial transaction; it’s a connection to their legacy. At MCC Wealth we understand the importance of continuing that legacy. We cater our services to align with your financial goals while navigating the impact of your inheritance.

Divorce Planning

At MCC Wealth, we offer comprehensive services tailored to help recent divorcees navigate their new financial reality. Our Divorce services review a wide range of planning topics: Post-Divorce Budgeting, Review of new Tax Filing Status, and assistance with (QDRO) splitting of assets.

Fee Structures

Percentage of Investable Assets

We use a sliding scale approach when solely managing your investable assets. We do better when you do better.

What is financial planning and how is it different from investment management?

Financial planning at MCC Wealth is a thorough process that helps you reach your money goals. We look at your current financial situation, set goals, and make a detailed plan to meet those goals. This includes but is not limited to budgeting, savings plan, tax planning, retirement planning, and insurance. Financial planning looks at all parts of your finances to make sure you stay financially healthy in the long run. Investment management is a part of financial planning that focuses on your investment portfolio. It involves choosing investments like stocks, bonds, and other assets to achieve results that match your financial goals and risk level. Financial planning is broader and covers many financial aspects, while investment management deals only with investments.
Does MCC Wealth charge a separate fee for Financial Planning?

Yes. We treat Financial Planning and Investment Management as separate areas of focus. We do provide the option to combine both services under one fee structure.
Am I able to cancel my Financial Planning subscription model at any time?

Yes.
Is there a minimum investment amount required to work with MCC Wealth?

No.
What type of investment accounts does MCC Wealth Manage?

Individual Brokerage Accounts (TOD), Joint Brokerage Accounts, Roth & Traditional IRA's, SEP IRA's, Simple IRA's, Inherited IRA's & Brokerage Accounts, Trust Accounts, Defined Benefit Plans (Cash Balance), 401k's, 403(B), Donor Advised Funds, Corporate Accounts, Guardian/Conservatorship, Custodian Accounts for Minors, & Estate Accounts.
Does MCC Wealth provide investment advice on accounts it does not manage?

Yes.